Life Insurance is a unique enchantment commander from Magic: The Gathering's 2022 New Capenna Commander subset, offering distinct life-gain and Treasure token mechanics.
2022 • Magic: The Gathering • New Capenna • Commander
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| Condition | Value | Source | Trend | Price Details |
|---|---|---|---|---|
$0.32 | Guide Estimate | 0% | ||
Raw / Ungraded
TCGplayer Market (reference) · Guide Estimate evidence · captured Oct 13, 2026
Life Insurance stands as a distinctive enchantment within the Magic: The Gathering Commander format, originating from the 2022 New Capenna set as card number 74. Designed by Brian Valeza, this card offers collectors a compelling piece of the game's rich mechanical history. Mechanically, the card is defined by two primary abilities that drive gameplay. First, it features the keyword ability Extort, which allows players to pay one white or black mana whenever they cast a spell. This payment causes each opponent to lose 1 life while the controller gains that same amount of life, creating a powerful swing in resources. Second, the card includes a triggered ability that activates whenever a non-token creature dies. This effect forces the controller to lose 1 life but rewards them by creating a Treasure token. Treasure tokens are versatile artifacts that can be sacrificed to add one mana of any color, providing significant flexibility in deck construction. For collectors and players alike, Life Insurance represents more than just a functional card; it is a testament to the innovative design of the New Capenna era. The card’s black and white color identity allows it to bridge two powerful colors, making it a viable choice for various commander strategies. Whether you are building a deck around life gain or utilizing the Treasure tokens for explosive plays, this card provides a unique strategic avenue. Its presence in the Commander subset highlights Magic: The Gathering's commitment to delivering high-quality, format-specific experiences for its dedicated community. Collectors often seek out cards from this set due to their thematic cohesion and strong mechanical designs, making Life Insurance a notable addition to any New Capenna collection.
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The catalog profile below summarizes the card identity, featured subject, and notable collectible traits.
The core identity of the card within the set.
The subject, team, league, and sport context tied to this card.
Featured
Life Insurance
Game
Magic: The Gathering
Rarity, print treatment, and game-specific stats for this card.
Rare
Brian Valeza
Card Stock
English
{3}{W}{B}
Enchantment
B, W
Abilities, attacks, oracle text, and flavor text printed on the card.
Extort (Whenever you cast a spell, you may pay {W/B}. If you do, each opponent loses 1 life and you gain that much life.) Whenever a nontoken creature dies, you lose 1 life and create a Treasure token.
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