Life Insurance is a 2024 Magic: The Gathering Enchantment from the Duskmourn: House of Horror Commander subset, featuring the Extort mechanic.
2024 • Magic: The Gathering • Duskmourn: House of Horror • Commander
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| Condition | Value | Source | Trend | Price Details |
|---|---|---|---|---|
$0.33 | Guide Estimate | +6.5% | ||
Raw / Ungraded
TCGplayer Market (reference) · Guide Estimate evidence · captured Oct 18, 2026
Released in 2024 as part of the Duskmourn: House of Horror expansion, Life Insurance (card number 224) stands out as a pivotal Enchantment within the Commander subset. Designed by Brian Valeza, this card bridges the white and black mana colors, offering a strategic dual-purpose effect that appeals to players building resilient decks. The card’s mana cost of {3}{W}{B} makes it a mid-to-late game fixture, requiring careful resource management to activate its full potential. The primary allure of Life Insurance lies in its Extort ability. This keyword allows you to pay {W/B} whenever you cast a spell, forcing each opponent to lose 1 life while you gain that much life. This creates a powerful value engine that rewards spell density and card advantage. Complementing this is a secondary triggered ability: whenever a nontoken creature dies, you lose 1 life but create a Treasure token. This mechanic turns creature death into a resource generator, providing flexibility for mana acceleration or activating other cards that require {T}. Collectors of Magic: The Gathering often seek out cards from the Duskmourn: House of Horror set for their unique thematic design and innovative gameplay mechanics. Life Insurance exemplifies the set’s focus on horror-inspired narratives and strategic depth. Its classification as a Rare in the Commander subset highlights its importance in limited environments and its potential impact in constructed formats. The card’s balance of life gain, life loss, and token creation offers a dynamic playstyle that encourages adaptive decision-making during matches. Whether you are a seasoned Commander player or a collector of modern Magic sets, Life Insurance represents a significant addition to the 2024 Duskmourn release, showcasing the creative direction of the game’s latest innovations.
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The catalog profile below summarizes the card identity, featured subject, and notable collectible traits.
The core identity of the card within the set.
Year
2024
Brand
Magic: The Gathering
Series
Duskmourn: House of Horror
Subset
Commander
Subset Type
Subset
Card Number
#224
The subject, team, league, and sport context tied to this card.
Featured
Life Insurance
Game
Magic: The Gathering
Rarity, print treatment, and game-specific stats for this card.
Rare
Brian Valeza
Card Stock
English
{3}{W}{B}
Enchantment
B, W
Abilities, attacks, oracle text, and flavor text printed on the card.
Extort (Whenever you cast a spell, you may pay {W/B}. If you do, each opponent loses 1 life and you gain that much life.) Whenever a nontoken creature dies, you lose 1 life and create a Treasure token.
All the money in the world won't buy back a pulse.
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